Wie starte ich ein 1000 Euro Crypto Portfolio? Tipps und Tricks vom Experten

Many new investors will come into the crypto space this year and in the next few years. Some want to supplement their stocks or ETF portfolio with cryptocurrencies as investment options. Others, like me back then, simply start getting into crypto and building a portfolio, but how do you start a 1000 now € crypto portfolio How much diversification is good and which division makes sense So my topic today is how do I start a 1000 € crypto portfolio Tips and tricks from the expert To discuss the que

stion I invited Richie from the Stuttgart Stock Exchange Richie is the spokesperson for the Stuttgart Stock Exchange and also participates in the in-house YouTube channel, which is about the latest financial topics, stocks ETFs but also crypto, so stay tuned like, comment, subscribe, don't forget to help me and the YouTube algorithm on jump, thank you, we'll see you soon, I'm looking forward to it I'm looking for you, hey, you're having a hard time analyzing cryptocurrencies and finding the righ

t coin for you, then I now have just the right thing for you. In my online course, you'll learn with me how to invest in cryptocurrencies in steps, define your financial goals, evaluate your coins a points scheme and create your appropriate portfolio. You can find the link to the course in the description below. So dear, I was invited by the BSE Stuttgart today. Hi, I'm glad you're here today and took the time for us I was invited here hi hi yes I brought a very, very exciting topic for you, nam

ely yes it's about the topic of how do I start a €1000 crypto portfolio, there are a lot of new people entering the crypto space right now, attention through ETFs through bitcoinhing and so on more and more people are joining us and I think it's you every year, every four years it's just like that and every time the wave feels like it's getting a little bigger but yes, it's a pretty exciting time right now, right, and that's exactly why I think I'm playing now Many people in particular are again

on the topic of yes, should I get into crypto now and yes, the same initial question for you at the beginning, you have 1000 €, how do you start now, how would you start a 1000 € crypto portfolio at the current time? As an old stock marketer, of course I always have to Ask a counter question, what else do I have up my sleeve and have I already invested money, so for me it's 1000 € of play money where I just want to try to get some crypto air or can I come directly to the crypto scene as a savin

gs account investor, which is of course pretty It's hard so first of all make it clear to yourself what do you actually want, do you want to invest or do you want to speculate? I think that basically the crypto market is a speculation but there's x times the speculation if I say now that I have a bit of experience in it Shares and maybe already collected in the ETF market, I already have 10 or 20,000 € on the high K and I've heard of diversification, so also dividing up different asset classes a

nd the addition of crypto can be good so that I can have a great performance 1000 € is definitely something to start an investment. Investment is always important for me too. One of the crucial topics is of course the income I get, how are they to be treated for tax purposes, so the crypto market is also super cool if you come from the stock market WD dream of it after a year of holding period According to current case law, we do not provide tax advice, but they are tax-free, so I should also co

nsider that if possible I can do without the money for at least a year because then I can simply get out of the tax situation. Importantly, saving taxes is not the main aspect of making profits first but if it comes to that it's wonderful as long introduction I know it's always difficult to break me down but how would I start I would first inform myself so very important just like in the stock market I have to understand what I'm investing money in and what leads there Definitely nothing past Bi

tcoin in the first step and Steff now asks how long do you think it will take to understand Bitcoin because I personally am of the opinion that under 20 hours you definitely can't get away from it in order to have a certain understanding of it, even like now we're shooting now on I can say it on the 21st, we've now had a few days of really bad crypto weather behind us if I just I just invest money and have no idea then immediately after a 10% price loss I get cold feet and jump out again and to

avoid that I have to understand it correctly or as you just said, I have it again right now at the time we are recording the video 67,000 cracked now someone had 1000 € in their reserve account are you now telling them yes come all in today at Simon 6 000 where we are close to the all-time scrape now throw everything in Bitcoin how sensible does it make or do you say okay 1000 € pushes it backwards yes it works in allcoins it also depends on the time of purchase or that but basically we also hav

e in the stock market as well as in the crypto market there are always all-time highs and they are exceeded again and again and often after the all-time high has been exceeded in the long term it is often like this then it moves Market very positive because then there is no more cap on top because if you look at a chart like that and say it was all-time high, you might bounce back because we have resistance there if but Sky the limit when we no longer have any cap is common Relatively positive,

basically the timing, yes, when am I going in? Well, we should have shot the video a year ago and told people back then, look at the market, have trust and do a boring savings contract. You can still do a savings contract and say every month, every day x€ is still possible, but if we stick to the Bitcoin topic, we have something this year that you don't have in this constellation. We clearly had the ETF approval pretty cool, even if Grayill is bleeding out, nevertheless drip drip, nevertheless t

he remaining ETFs are sucking in incredible amounts Money up and I think real sales haven't even started yet when you look at Bitcoin ETFs, everything is a bit hesitant, the adoption is exactly that and suddenly in people's minds the whole thing is no longer the illegal black money currency on the Internet SN suddenly becomes The whole thing has a certain accolade in it. Arizona has now allowed Bitcoin ETFs to be added to their pension funds. Blackrock has submitted applications to the SSC so th

at they can also add their Bitcoin ETFs to other funds and Japan recently approved the pension fund as Bitcoin, among other things seen as a possible asset class for future pension investments, so you can tell that Bitcoin has lost this dirty image and the ETFs have contributed a large part to that, that's one point Z halfing, yes you can now say yes, halfing will probably become less important because it's now 900 Bitcoins per day or 450 will be added to it at some point, it won't be that impor

tant anymore, but now 1000 € would you put everything into Bitcoin today or what would you say now if I really say I don't want to keep myself busy celebrating for God for much longer, I probably want to be 75 % Bitcoin 25% ethereum but have somewhat understood both and then you can sit back and just let the whole thing run its course if you are relatively good at the crypto market. That would be a very boring investment where I don't want to be very active. What if I, um, yes if I haven't under

stood crypto yet, which is a never ending story and I still want to start today I want to throw in €1000 today I'm a beginner now I'm going into Bitcoin they still say Ethereum what about altcoins basically there are somehow faster criteria Well, a lot of us want to somehow skip all the topics, so to be honest, it sounds pretty old-fashioned now, but I always say when it comes to investing money, first learn to crawl, crawl, run, run, fly. If you want to fly right away, then you usually fly So e

xcuse me if I start right away and say I want to buy the coin on coin marketcats place 12224 because the symbol looks so cute you can do it but then it's speculating and not investing so honestly you should diversify or I'll start diversifying right away I personally would say Bitcoin is simply the measure when you talk about crypto, Bitcoin is the measure and every other etclass even if I just If I invest 100 €, I should always hold a Bitcoin and say what makes it different, what makes it bette

r, what makes it worse and if I am of the opinion that it doesn't make anything better but it's just hype then I can of course consciously take the risk but I'm whole I'm clearly of the opinion that I should first verify everything on Bitcoin as a basic investment and then I can certainly do that. I just said 75 25 who say I can see that Bitcoin is doing well but there are many altcoins that can outperform in certain phases I ca n't have to because I don't know what to do then I can look for an

admixture more, but I have to say very clearly that I have a risk and the question is also what is my personal time W because if I want to deal with a little bit and I have Z different coins in the 1000 € portfolio, so I should have dealt with each coin at least 5 to 10 in order to position myself somewhere reasonably secure and to know what I'm doing, yes, and you have to think about what is going on because my hourly wage and what do the coins have to do so that I can get back on the green Z t

hat's why I'm coming back again. Original investment first stick with the two big coins and then when you realize you understand you're dealing with it then there are definitely exciting altcoin projects too I now say extra projects because for me Bitcoin is one thing and altcoins are another topic, often a central company with very good ideas sometimes with totally weak ideas no one needs, but there are things that you can use and then I look around and think about it The question is, you have

already mentioned the hype, I would like to go into the topic of diversification a bit. I also have this narrative, we now have AI and God RWA trokenization and NFT and Defi and what I would like if We're already talking about diversification speculation, assuming I'm now I somehow still feel like throwing 10% into icoins, let's stay with this 1000 €, we have 10% of it into any such narrative. Would you recommend that to someone who starts with 1000 € If so, in which and for what reasons BSE Stu

ttgart is basically here, I can't recommend it. I can only say how I would proceed and if I start with 1000 € to explore the market for myself then I would personally do it at the beginning as an investment and I don't see it as speculation, I don't really deal with narrative because I have to stay very strongly in the market because the narrative that's going on today will be replaced in three weeks, the next one will come If you had made HT incredibly sluggish now it's too late now so no more

in K today I can tell you in 10 years or in 5 years but they've already gone extremely well and everything has a lot of promises behind it so far could be done but they just have to deliver at some point. Maybe we have to say we saw gaming hypes in the last cycle that didn't really get off the ground. Gaming is much stronger this year if you don't look at crypto blockchain gaming but at classic gaming The gaming market turns over more than the cinema and the film industry. Many people don't see

that, it's gaming children who sit at the Playstation, but no, it's an incredibly strong industry and they're slowly putting their fingers out there on the subject of blockchain. How can I use that in my games? integrate maybe that's also a bit of an issue because it was already hyped, it was pretty much lost and it might now stand for the next opportunity. Important, I'm not saying everything's all in any gaming coins because it can also be that boring coins that have not yet been classified as

gaming coins are seen by the large gaming industry as the possible next coin for gaming, the name is polker dot in the last one because no recommendation is important, just one Example has been going well over the last few months , but due to the fact that the marking due to the high staking reward, many new coins are being added, we will no longer see the old high per coin anytime soon, but it is a relatively stable blockchain Relatively low transaction costs, that's something that one or two

people in the gaming industry might take a look at because your next epic sword from some game doesn't have to be represented in Bitcoin, it has to be a coin that's available, that's fast can scale mhm but that also means for me we are in a bit of a dilemma because we actually want to do as assumed I said, we get to the initial €1000 I want to throw in a crypto portfolio I also want to diversify in some way and I want to diversify but I don't want that much of a risk but I want to diversify so t

hat I can minimize my risk again but I shouldn't go into it narratively so what do I do now so invest cash if you diversify you don't necessarily have to take your risk spread with it if you trick me into spreading the wrong values ​​and you maximize your risk with it, it doesn't help, it's the same if you say I only have MSC world here, a standard, now come the ETF area, almost all stocks are the most important AK with a lot of capital collected behind itself, the same is now Bitcoin for me in

the world of the crypto scene because behind Bitcoin there is simply the largest market capitalization, the greatest trust, the greatest story and if I now scatter two or three speculative coins, my portfolio will definitely not be safer, so whoever scatters will not slip Not clear from SN if I spread things that simply have an extremely high risk, my portfolio definitely doesn't have to be safe. I move away from the average. Of course I have the chance to find some value and you have to put in

the work that really goes through the roof Bitcoin outperformed by 10 times 20 times, the chance was also extremely high to say I found something, I wasn't actually looking for it and the value has now fallen to the bottom, but we've been talking about investing all the time, but now you say I want to Build a 10,000 € gambling crypto portfolio with conscious risk. The money can be completely gone in six months, then you can approach the matter in a different way. You can tell I'm a bit hesitant

to take in this gambling story, but for me the first thing was to invest 1,000 € Don't speculate there is for me I have to say Bitcoin with a small ethereum admixture maybe even Solana because things have been going really well recently, but if I say hey I want to invest Z times 100 € and I know eight of them will probably disappear completely and with two I have the chance to generate an extreme outperformance then of course I can do that too so the way you can then also has something to do wit

h the Excel strategy so if I say now, for example, I start with €1000 and I am now I'm more inclined to invest in that direction, less in speculation, then of course I'm clearly assuming that hey, I do n't have to sell off 100% of my money in the next burll run The topic I have here is that I have to take 5 to 10 years, I should ideally attack it as little as possible and then it makes sense not to diversify into projects but rather to go more into the larger large caps or and then you can also

do that we'll see you until the next bull run I can now I have 2017 I'm there At the beginning I hardly did anything with altcoins I had eum I have a bit which of course had a large amount of Bitcoin but nothing else in the second run I gained another coin in the third run I also experienced more and more and understand more and in the third run you can definitely think about it and I already have a few like that gambling things where I said four years ago now F I don't start with the pliers but

the awareness just grows you learn but for the first phase it's really enough to start with the classic things, nevertheless you can't be sad if there aren't the 1000 % chance comes out but only 2 300% the chance is that's exactly what I represent, so when you say you're starting in crypto you actually want to have exactly that, I want to have more, I want to have a return of 10 20 30 50 100% and so on but especially then as a beginner you should say, be careful, go into the larger projects, be

tter known cryptocurrencies and you just said yourself, the more advanced you are in knowing the cycles, you would also say low caps a bit more dedicated Spread a little more as a project as a beginner I don't understand at all what the project is about I don't look at it at all yes, but that's what other Youtubers or other people say that others dance to me in 60 seconds on TikTok but to be honest, to have heard what the name is called, what the marketization is and to understand what problem t

his coin is trying to address, where the market is, why this coin, this narrative, this idea is used and maybe you can also gain a performance in order to understand that and to I need Hal to question it for longer than 60 seconds and I would rather say to Hal that I'll take the time and deal with the basics first once I've understood them, as I said before, I can always go back to that and say what makes this new idea better or Worse now I'm different nam I said before Po said werain is, for ex

ample, a blockchain technology that says okay we have use case we see supply chains are very important in the current world they have to be clearly tracked it has to be determined and temperatures have been maintained the paths have been entered hold and so on and wechin is now a project that I have written on the pages to say that I am trying to bring this whole topic together, the blockchain and the supply chains and say here I have a medium that unfalsifiably records the supply chain structur

es and with it suppliers and recipients can do that Verifying the whole thing securely is probably pretty boring again in terms of narrative, but this is, for example, a use case where I say that is at least a cryptocurrency where you can say there are certain use cases, but one is a very important question that you always have to ask yourself The whole thing isn't just cool marketing and an expensive blockchain is sometimes nothing more than a bit of a decentralized database that could also be

set up differently. That's a thing, especially when I look at a lot of coins that are being hyped up a little bit like the color you can see that you can do the same thing that you had before, it's really cool, we have the idea that you could do that with a central database with a trustworthy provider and you can cover it much more cheaply, so that's not the case either, but that's exactly what I do when I'm there Investor knows you yourself said the knowledge knows that in this case with certai

n strategy marketing strategy or with a concept that could basically work within the framework of the investors then I could also get on this train on this train I could consciously just say I I know the whole thing doesn't need anything but the HPE is so cool right now and they're building it up so well but then we're back to the subject of the prejudice that a lot of people just throw the crypto market in, that it's nothing else, a pyramid scheme, you just have to get in as early as possible a

nd get out before the rest want to pull the plug so if you really want to go into such an area there are of course ideas narrative you just have to look who up Social med has the largest following, who screams the loudest, who builds up followers the fastest and then I can say okay, there seems to be a hype somewhere then I'll just try it then maybe don't look at the project at all but then there's nothing more to invest in to do but really black or red and namely even or odd numbers I bet on a

number so it's really very very very very strongly speculative can't be on stocks so it's not on stocks so it's just even if I'm also there if I don't look at what the stock is doing, how the stock corporation makes money, where it comes from, what the competition is doing, what the future offers, what new projects are coming, of course, but I would also say that whenever it says stocks, the stock market is only highly speculative, yes, if some people are Use it for this, strangely enough, almos

t all rich people have a lot of stocks. There must be something to it that the whole thing works with stocks, so you can use crypto, i.e. stocks, speculatively if you just get on a bandwagon and hope that you get there before the abyss You can do it if you jump off in time and get as much out of the train as possible, but the question is really up to you out there. Is this how you want to handle your money? Should it be pure speculation, pure luck because it's too good because the first page fin

ds a coin and maybe it turns out out afterwards no no he was the second to last because after that it went downhill or are you really busy at the beginning with first I'll get back to boring coins and come if you really want to gamble then just do 500 € in Bitcoin 250 in ethereum 50 in Solana and on The rest you just look at the coin marketc the last few days where there was the most movement then you can at least look at the coin and say what's behind it there are five coins with the movement i

n it that actually promise the same thing because at least not all of them Buy five coins of them, just choose one that at least covers different narratives and then you try to use your time. That's important to me because in 50 € stakes so that I don't get an hour's wages, something has to happen but I would try to simplify it you say where there was extreme hype over the last day, you see it being implemented in the K marketc, for example, which ones have risen the most and then you can pick o

ut something from there, but then I think in the greatest probability that the whole thing won't last for a year, you always think about the thread having to be done tax at the personal tax rate and there is a lot to be taken away from it if you buy a classic coin like Bitcoin vium the probability that you can keep it for a year and it still goes very well and then you can make the whole thing tax-free then again the consideration is what I really do, that also means yes, I can put together my o

wn baskets in the crypto market, so the topic of topic-related investing, you have the ETFs in the stock market, which is currently not available in crypto in this sense That means I have to develop somehow. I pick the first Z Coins somehow from marketcap or I invest in other baskets as an idea or right and with the first 10 coins be careful, you just have a lot of ST Coins with you, you don't need them, you have to do that too I know because I don't have to buy the first 10 coins and there is U

SC and P because I bought a dollar-representing coin twice because I can delete them then exactly and do you really want that so the question is simply whether you want it like that a meme for me is MEMC like lottery you can fool yourself with memcs you just have to hope that you are the first to see something cool which is now on Solana li V recently some penguin is totally called the Lich looks like a frog so you can do something like that too but then you have to say no, it's just a game of c

hance and if you're happy with it and just pull the reisler in time, you can make some really good money with it. To be honest, you have to say that sometimes you think about it too Don't think of investing there But when I look at performance for a few days, I think wow, it's just a matter of deciding to jump on this bandwagon as early as possible in order to make the big returns of 30, 35,000% only with 1,000 new coins that come out, perhaps investing in each of them early 100 really get start

ed, the 1000 € is just not enough for us 1000 € portfolio that means let's go back to the beginning how would you now your three hottest tips personal opinion how would you again at this point in time 1 € crypto portfolio what would be the sample portfolio dre Tips I don't give any tips I don't give any recommendations I just say if I were sitting at a bi with my friend and he said yes, the crypto market is interesting, what should we do at the moment ? next week next month on the 18th there wil

l be a Bitcoin webinar I can put a link under it because I should at least take a look at SAS I should at least have some basic knowledge because otherwise W I say the 1000 € will burn more of it this evening we just don't make any sense without consent and then It's really the beginning, it's very clear that the Bitcoin market will probably become a little quieter from year to year, we won't make this 3 4 500% anymore, maybe we'll do less and less, but nonetheless Hal is something where you can

say with a high degree of probability that it will stay In the future, to be honest, in the middle it's going very well, especially if you come from the stock market and suddenly have performance, it's great, you can mix in a completely different structure, a completely different product, you can use Solodana's biggest competitor, even if they do There are always major outages in the network that are increasing in the middle and then see how you cope with the fluctuations, namely there is one t

hing that you haven't talked about yet when you are suddenly on the crypto market as a savings account investor and from one day to the next you get a 40% plus and then 30% minus again then some people won't sleep really well and then you can say yes, why should it have been everything as soon as I understand the whole thing and yes I know I'm trying to avoid it but a maximum of these three coins Bitcoin absolutely large chunks of smaller ones Take a bit of Etherium and really small schnapps, a

lot with solar, that should definitely have been it at the beginning. In my opinion, if you want to invest if you want to speculate, don't take 50% Bitcoin so that in a year there will still be something left somewhere and the other 50% can be used You then really have to look at coin market cap, for example, which coins are running particularly hot at the moment, but you still have to take a quick look at what story is behind it, how long have they been running for, maybe blockchain exactly and

then maybe just look and see if I can find a product where I say that sounds good Exciting for me and I'm now risking a total loss and buying something like that with awareness, but I have to find half of it that it's really stupid. I earn super well on the other market. I just pay 30 35 40% taxes on such a profit that has to be done I also take this into account and then I can also use the gambling portfolio out of the portfolio. I think it's a shame because the first step in the crypto market

shouldn't be a gambling approach in itself. I personally don't think it should be a gambling approach but rather an approach that I use my previous portfolio where there are only stocks and only ETFs in it or I only diversify a savings bond in the crypto market so I put the first toe of this huge pool and I should just go into the pool that is still a bit flat and not only has jellyfish and crabs and sharp edges from some rifs because there is a risk involved I can't stand half a year and then

maybe a market and ME and YOU and GL are both of the opinion that the crypto market has actually come and is here to stay and will probably continue to run relatively well for several years to come. Let's start with the mood right away Such extremely edgy things can be ruinous. I turn my back on a market that is really very future-proof and miss the next big ones and you just have to have a little patience take it with you and maybe in the next half year the fifth annual cycle will remain, it ma

y not be quite as strong anymore because the large investors are now in through the ETFs. I personally think the fluctuation will probably be a little less in the medium term but the fewer tokens will probably be more Utility tokens that also means here in the topic area B knows what this is new if I have found a project where I say this project has discovered a problem that is definitely relevant and not in the cryptic world S but also in the real world Then I can say that this problem can be s

olved with the project, but how can I keep this network running? For example, I need utility tokens for it or we already talked before the shoot, we need to somehow connect the real world with the cryptic world Oracles So we need trustworthy interfaces that make information from the real world available in the crypto world, so there is also an approach like that. I would say okay, I understand clearly if cryptos are to grow, they not only need their own narrative within themselves but they also

have to Have a connection to the real world then I'll take a look, okay, which coins offer such oracle services, things like that, but you have to know that there is an oracle, that there is a problem, that the block can see outside and you just need time for that and a bit of experience so anyone who has now understood Bitcoin can't say everything is clear, I there are 25,000 other coins, I understand everything ma I no, it's step by step, unfortunately it's like so often, even if it's 1000 €.

Unfortunately, investing is just work and has Nothing to do with watching a cool Instagram video and then quickly buying something because that makes me resist everything inside and I have to say personally, I'm extremely over-invested in the crypto market right now, I'm not allowed to say it but I'm very very very very very very very very strong Expanded to crypto I have been switching stocks and ETFs in the crypto market very heavily over the last four months because I personally have expectat

ions of the market due to the longer experience I have now gained and then I consciously take a risk and then I take a conscious risk and extremely over-evaluate the crypto market in my overall portfolio but the 60 to 70% split 77 77% very cool yes good very cool we'll see if we talk for a year and whether it was cool or not but I'll just say as I said through the last few years the last cycles that I've experienced I have built up a certain level of trust in certain projects, products and also

gained a bit of experience in the market as to how the market often reacts. Unfortunately there is not one market but there are many and new ones are added and old ones fall away and I dared to do that too Investing in a few projects away from the top 10 but that just takes time, so I wouldn't recommend it to anyone who's just starting out. I know, I sound like a complete idiot again. You probably expected the ten hottest shit. I now want you to tell me exactly the coins and you name the tokens

so that all people can now imitate one-on-one, but if that's the case then we'll actually cut it into a 60 second video and dance on tiktok and earn incredible money. There shouldn't be anything against tiktok vide and sometimes there are people who do it really good job I ca n't manage to pack information together in 60 seconds but just this tiktok video Instagram video or something else that's not enough to then immediately pull out your cell phone and buy the coin on some trading platform so

that's the idea I have to say, oh, there's one too, I didn't know that and then the work starts and then I just have to do all the theoretical work. My wife has a kind of investment committee here at home. If I want to invest in something new then I put it up then I have to explain it to her and then only then do I realize I've been dealing with it myself and sometimes she asks questions about where the whole house of cards is falling apart then I realize okay, that's not working so it helps too

to have someone in your known circle of friends where you can discuss the topic, that sometimes you just don't stay completely within your narrow field of vision and also look a little left and right and sometimes allow criticism, thank you Richie, so I'll summarize again, I think the most important thing we do can take with you is assumed 1000 € portfolio I want to start I'm a beginner I'm slowly starting more cautiously more important is the 1000 € to invest more in time and knowledge so that

you first deal with it rather the 1000 € how can I acquire knowledge um that you can Coins understand if you are interested in topics that you go in and basically actually grow over the cycles and not so much diversify in the sense of spreading the risk but rather looking at it so reduce the risk by dealing with the coins and the tokens and the application you deal with exactly and you can diversify these, you say I diversify that I have the largest possible coins with a large market capitaliza

tion and my portfolio weights correspondingly large, so Z small coins can't even be 0.05% or even less of the entire Ethereum right from the entire To make up the Bitcoin market, there are reasons why these coins are very underweighted in the overall market and then I don't diversify but I rather spread out Minfeld and I will be able to do the whole thing at the end of April by the way, at the Invest Stuttgart event at the Stuttgart Stock Exchange, I'll be there in the Blogger Lounge and on Satu

rday on stage at the Female Finance Day. Afterwards there'll be a stock exchange breakfast, which means anyone who's up for a coffee with us is welcome to join us - you all are I'm warmly invited, I'm definitely looking forward to it or by then at the latest I'm looking forward to it too Ciao thank you Richie for the invitation and you were there ciao